Getting started with stocks-and-shares ISA

If you want to save or invest money you can potentially reduce future tax bills by using an ISA (individual savings account).

An ISA is simply a tax-efficient wrapper either for cash savings accounts or for investments in shares, stock-market-linked funds and other assets.

Our stocks-and-shares ISA is a way of investing for the future, and you can now tuck away up to £20,000 tax-efficiently in a wide range of funds for the 2018-19 tax year, giving you more opportunities to save for the longer term.

In the past there were limits on how much of the annual allowance could be used to put into a cash ISA but this is no longer the case.